Capital Lending Group/Capital Financial is a locally-owned mortgage brokerage firm located in Montecito, California. We focus on arranging financing for residential one to four unit properties anywhere in the State of California. The parent corporation is solely owned by the founder, Kevin Cravens, who has been a mortgage broker for more than 18 years. We are committed to making the loan process easy for our borrowers. Our long-standing partnerships with our lenders allow us to pair our clients’ financial needs with the best loan products available. We have been in our present location for nearly 15 years and are fortunate to be well supported by the local real estate companies in Santa Barbara and Montecito.